Primerica Life Producer Exam Practice Test 2026 – Complete Prep Resource

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If an applicant's license has lapsed within the past year, what is the maximum period they can apply for late renewal?

6 months

12 months

In the context of a lapsed insurance license, applicants typically have a designated time frame within which they may renew their license without needing to complete the entire licensing process again. If a license has lapsed within the past year, the regulations generally allow for a maximum renewal period of 12 months. This means that after a license has expired, the individual still retains the option to reinstate or renew their license in this one-year window, provided they meet the renewal requirements set forth by the licensing authority.

Renewing within this period helps to ensure that professionals maintain their qualifications and are up to date with any changes in regulations or requirements. Beyond this 12-month window, individuals may need to undergo additional steps, such as retaking exams or meeting new educational requirements, which is not necessary if they renew timely within the allowed period. This emphasizes the importance of staying current with licensing to maintain a smooth and uninterrupted practice in the insurance field.

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18 months

24 months

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